Search This Blog

Sunday, July 20, 2025

Stockmarkets Timing Is Arts, Not a Science ~ Be Aware & Beware

the more uncertainties, the more opportunities 危机 & volatility...

Many stock markets had tested new highs recently

The investable assets classes; equities, bonds, mutual funds, cryptos, collectibles, properties, others, are 'in a flux'      

P.Trump manage to disrupt the global economics equations 101 and shred normal agreements with his Executive Orders in his attempts to MAGA ~ Make America Great Again ~ the world economic norms will never be the same again    

Alternative group, BRICS, has grown into a mature grouping capable of resetting globalization protocol and repositioning trade flows and orders - businesses are done by & between friends, with consistency in applications, rules and protocols. A refresh universal financial settlement is evolving. 

Businesses seek fair exchange, reliable counterparts, more certainty & not stagnancy and avoid protectionism & unequal demands. 

WATCH OUT for the next turning point around mid-August/early September ... need not be alarmed [as timing the market is an art, not a science]

Indices         Year 2010 [+ - Low]     52weeks [Low]     [High]

S&P 500        1,000pts                         4,835                    6,315

DJIA              7,800pts                         36,611                  45,053

NASDAQ      1,500pts                         14,784                  20,980

STI                 1,600pts                         3,198                    4,192

FTSE 100       4,000pts                         7,544                    9,017

NIKKEI 225  10,200pts                       30,792                  40,852

HS Index        13,000pts                       16,441                 24,874

KLSE                 890pts                         1,386                   1,684

ASX 200         4,500pts                         7,169                   8,776

TaiEx              8,000pts                         17,306                 23,383   

SSE Comp      3,200pts                        2,689                     3,674

SZSE Comp    1,100pts                        2,144                     2,342                    

Thai SET         1,000                             1,154                     1,695

Gold               US$1,500                       US$2,351           US$3,485

Oil                  US$80                            US$55                US$80

Market moves in cycles [cyclical]  

This chart is only for broad guide


Typically, there is a 4-year cycle, for eg, 1972, 1988, 2000, 2004, 2008, 2012, 2016, 2020, 2024... For the longer term, 60-years cycle are applicable 

Annually, the quarterly lows are: January, April, July, October 

In my early 2025 write-up, I mentioned a possible fall in markets in March/April and it happened ~ luck or coincidence? Trace back pkweksh.blogspot.com & discover... Time-cycle analysis, EWTheory, fibonacci numbers & other technical skillsets are utilized to project possibilities

Examples of investment manias are the Dutch Tulip Mania and the Dot-com bubble where sharp crashes exposed the unsustainable levels due to unsustainable valuation; will the 'overvalued' AI/Tech & Crypto/Blockchain be next? Time will tell  

The recent new highs in various stock markets are, at best, aberrations ~ feel good, ignored realities, getting used to trumpery & complacency

Value investing will save the day; it is not about dumping your investments but how to identify &/or switch to fair(ly) valued investments and take profits [cash out ~ nobody goes broke by taking profits] from over valued stuffs  

The last Qtr, typically late Q3/early Q4, provides the widest margin for gains & losses 

In 2nd-Half, 2025,  re-rating, repositioning & reevaluating of markets to reflect protectionism, geopolitical discombobulation, deep distrust and a possible 'Black Swan' event 

Take/Book your profits for traders & await for re-entry! What if the market continues to rise after you had exited? Do your homework and position yourself; enjoy your winnings instead ...

Long term traders & investors are like art collectors ~ need no advice 

Finally, many indices [stockmarkets] are experiencing all-time/new highs but the fundamentals have, in effect, gotten worse. This is what James Dines famously quipped "everyone is ready to loss!" 

When you make good money, donate some to charities ... 

If you loss, blame it on the Black Swan

 

 

 

 

 

Monday, July 14, 2025

Success Comes When It's Due

there is a time for everything...

Be patient ~ it is not a choice but a necessity

You cannot rush to complete a/any tasks - when the butterfly evolves from the pupa, you can't help to break the hardened shell. The wings are wet and it takes time to dry. Any humanly assistance & intervention will kill the butterfly. Nature has her way to morph

A woman can be pregnant and gives birth to a baby in nine months but you can't make nine women pregnant and deliver the babies tomorrow

When the body is weak & feeble, it takes time to heal

The world is dynamic, cyclical and evolving - no two situations will end up with similar outcomes, even identical twins differ

天时地利人和也要幸运 

When the going is rough, move aside & away from the paths of the ill-winds, rest & lie low 

Fighting against untempered challenges and swimming against the tides are the surest way to 'suicide'

Anger, confrontation when provoked, frustration and the eagerness to push ahead at all costs will invariably fail ~ history only record dead heroes

There are lots of critics and 'talkers' but "brick & stones break bones", not words
 

Not everyone is a friend & many love to see you 'fail & collapse' but everyone loves a Winner  

Every winner faces more challengers; taking down the winner is the ultimate trophy 

The DOER is not unlike the baker; he makes & mixes the dough, ready the oven, put the readied dough into it, manage the temperature & retrieve the bread when done

Time is the best arbiter

Don't let others 'talk you down' neither do you need to fight whatever is beyond you & against reality

Stress and anxieties are self-imposed leading to depression and feelings of uselessness

Walk away when the heat overwhelms and returns when you are able, capable and ready to manage

Believe in yourself and time is definitive to see successful fruition  

   

 

Wednesday, June 25, 2025

Crystalling The Financial (Stock) Markets

money ~ always not enough ...



































It has been a turbulent and unpredictable 6 months but opportunities 危机 aplenty.  It's 25th June, 2025 ~ sharing the following observations:

Gold - expect to test 3800-4200 for the year 

Crude Oil - trading range 65-85

Bitcoin - expect peaking near 120,000

DJIA - likely to test and surpassed [all time high] 45,073. Resistance 47,000 ~ for market timing fans, all bets off by end Aug/early Sep 

S&P 500 - to test 6147 & surpass. Unlikely to break 6400

Nasdaq - To test 21000. If breakout, upside 25000

STI - tough resistance near 4100

HangSeng HSI - Trading range 23000-25000 

KLSE Bursa - Resistance 1720   


Traders - take profits and exit markets by mid-Aug/early Sep 2025

 


Monday, June 23, 2025

Miracles Happen Daily When The Time Is Ripe

 go with the flow ...

There are many different ways to achieve your goal, not necessarily by force or bold actions; blend into the ecosystem with natural responsiveness & perseverance  

Too much Yang阳 [hardness] create less flexibility whereas Yin阴 [soft] allows for malleabilty, adaptability and receptivity 以柔制刚

Be subtle, adaptable and sensual; talk less, plan enough and need not think too much. Whatever shalt come, will come

Realities are not potentials - be nimble, be like water   

The able leader is able to delegate & only need to watch over his brood as they grow & manifest

Open up and allow attraction to find you instead 姜太公钓鱼 愿者上钩

Be patient and mindful and let fortunes find you; trust your gut feel... widen your perspective and watch others lead while you make observation and conserve energy. Expect the unexpected and be opened to new angles to solutions & leadership

Water source and rivers changed their flows over time; be the ocean to receive [water]. Be spontaneous and natural  

Feelings of fearful apprehension is a sign of  'being forewarned, be aware and to avoid'; stay clear when in doubts but be alert and prepared. Walk away if necessary

Water cuts through steel and stones

天时地利人和 运转乾坤

When stillness and movements meet, harmony is achieved without contrivance nor great effort like the return of Spring

Be yourself; chase no vanity, claim no fame nor praise and free yourself from bondage. Lie low & nurture virtue from within oneself 先学做人后做事   Enjoy quiet perseverance stoically

Withdraw and retreat into safe heaven to watch and observe and avoid incurring hateful retaliation but remain steadfast and firm

Be resolute and fear not; kindness is not weakness & maintain readiness and caution & remain resolute 

When opportunity presents, be genuine, pounce but be humble without making a show of it. Be discrete and subsist by refusing glaring credits

Avoid troublesome, calculative, scheming and difficult people ~ slowdown, observe, pick and choose ~ there is no free meal

Never fight when you are weak and unsure... 

Wait, wait & WAIT; there is a time for everything 顺天命 随天意

 It isn't over till the fat lady sings



Wednesday, June 18, 2025

Live Happily In Turbulent Times

differing flairs & strokes are enablers to ease life pressures...   

When you are under 20yo, there is no stress except you need to study well & learn some skill sets

Well, the teens call this period the Generation-Gap! The only gap is income gap where their parents earned and pay for their education and growing up years while they do next to nothing but 'paid' to study & learn

When you start working to make a living, it is too late to reminisce the easy under 20yo

Growing up, unlike the flow of water, never [seldom] backflow 

Rivers can experience temporary backflow, often due to tidal action or weather events, like strong winds or heavy rainfall which can cause rivers to temporarily flow backward & geological events, like earthquakes or landslides, not unlike river reversals; these actions are not normal

Man can only live and act forward

Whatever happen, some routes are necessary in the journey towards better days; sufferings are subsets embedded to test your resolve

The first officially recognized sub-10 second 100m sprint was achieved by Jim Hines at the 1968 Summer Olympics in Mexico City, with a time of 9.95 seconds. Between then and now, 190 persons had done under 10sec, with the current record of 9.58 seconds set by Usain Bolt in 2009; a monumental achievement 

Victory is sweet but how much sacrifices and effort were expended and pains pricked and tears fell before the fruits of achievements crystalize

Ultimately, the successful ~ politicians, entrepreneurs, artistes, chefs, whoever... ~ never talk about their failures and sufferings. WHY? Successful people have no time to waste over 'spilled water'; their goal is to SUCCEED & success speak loudest

Be yourself ~ you are unique

Stress, depression, distressed, anxieties and mental disorientation occur when you seek perfection

Fighting for rights and equality are ideals, not readily available to the poor, weak and frail 

In any uncomfortable and stressful situations, seek to minimize all comforts, eat enough to live, speak less(er), stay healthy, remained cheerful & stay alive - live best while others live worst - await your opportunity 

Anything, and in any environment, that are beyond your control, go along and go with the flow - do not swim against the tides

Live to fight another day

Be positive, remain sane and calm

For the better or worse, everything changes over time - when you are at your lowest, there can only be a 'turn around & uptick'  

Before SG's GE25, there were loads of dissatisfaction, complaints, ideas origination and suggestions, cries of struggles and screams of indignation but the outcome were starkly different: >65% supported the existing environment and policies

What above had demonstrated were: in period of uncertainties, people prefer to stick to the "known & usual" than to seek new routes and change 

The determination & capability to survive vary

Live like the willow tree that dance in the storm and await the passing of the ill-winds than the grand oak tree that fell

Retreat into the wilderness and enjoy the carefree universe

When you walk away from the crowd, peace returns

Many worry about 'what others say or think of them', 'wait for a better time', 'tolerate the innuendoes', 'live up to another's expectation', 'become a worries [mental garbage] dump'...

Not too long after you're gone, nobody remembers you

But, BUT... if your time is not up, you will not die. Henceforth, it is best to live a fruitful & fulfilling life

Live now. Live the very moment as tomorrow is never promised  活在当下 明天和意外不懂哪个先到

 

 

 

 

 

 

 

 

 



Thursday, June 12, 2025

Live Well & Be Happy, Don't Worry

feeling free eases life pressures...

When you feel lost, disoriented, sad and/or uncomfortable with your surroundings, the people and the ecosystem, venture into the forest, the beach, the sea, mountain top and... anywhere where you allow your mind to go free 

Free from encumbrances and free from your physical bondage

Listen to the waves lapping onto the shores, the songs the sea birds sing

Enjoy the clear, uncluttered sky and the soothing breeze

Dive deep into, & reminisce, the past, the younger days, the fleeting innocent mischief and the wanton disregards to youthful foolishness

Contrary; you only die once & live for as long as your entitlement allows

Being hardworking, committed, enthusiastic and diligent must be your *second Nature, no "IFs", no "BUTs"

My friend reminded me that between Luck and Opportunity, it is 51% Luck and 49% Opportunity on the road to success

Grab the opportunity and apply your *second Nature, the rest will fall into place. If you don't succeed, you gain experiences

If you don't action it and never try, you have zero chances of success

The youthful innocence and mischief, the foolish challenges, the 'dares' and the 'never#say#die" attitude were not without risks but you live to tell "the story"

Everyone rushes to the end [of life]

Mayflies are considered to have the shortest lifespans of any animal, typically living only one day

Bowhead whales: These whales are among the longest-living mammals, with some individuals living for over 200 years and the Giant tortoises: some giant tortoises can live for over 150 years

Human live averagely to 80 years old; few have the fortune to live beyond 100yo

Live & enjoy every moment 酸甜苦辣 天天难过天天过

The stress of life and living can be avoided. We work to live [earnings] & do not live to work [slavery]. When the chips are low, lie low; be thrifty and stretch your dollars

Everyone is created unique & has a role in his life [time]

There are enough food to feed the world population if there are no hoarding and wastage

GOD created Man to enjoy life, not to slave & suffer

It is Man's ego, greed, self-entitlement and selfishness that created sufferings and poverty; the need to control and dominate will end with destruction

Stress caused depression, anxieties, wasting and cutting short of many lives

The rich cannot live in a sea of poor; if the poor don't cultivate & produce food, the rich cannot eat their money ~ money is a means to an end and not an end in itself

In this uncertain period, keep pace, don't rush, enjoy the peace and lie low. Let the ill-wind blow pass. Money can buy many things but not all - have enough to get by

Like the tides, and day & night, nothing is finite amidst cyclical ... free your mind & live the moments as best you can ~  There is no fear in anything that is beyond our control

I stay within GOD's shelter 避风塘  & trust HE will handle the rest & give me the best

 

 

 

Friday, June 6, 2025

June & It's Opportunities

doing nothing is ...

Being busy is more a blessing than stress

Looking for worthwhile things to do is worse than searching for the needle in the haystack

'Hobbies' is the in-between solutions to "feed & fill" your mental needs; an empty mind is the devil's workshop

The overworked mind, if not physically sustained and balanced, will crack [the mind ~ insanity]

It is necessary to walk away when the pressure builds up ~ ventilate & release

Everyone is dispensable

We work to live and not live to work - do not work yourself to the grave

Enjoy your family warmth and be surrounded by loved ones ~  no amount of money can buy, nor should this be left to, the future as tomorrow is never promised 明天和意外 不知哪个先到

Instead of worrying about tomorrow, it is best to live well today, and any day ... for tomorrow may not come - this is not pessimism but reality

No Man can defeat nor control the the wrath of Nature ~ after the destruction, comes reconstruction but the population wipe-out could be monumental

Live or die by the decree of the AlMighty

The current global trade conflicts, restrictions and protectionism is an 'act of [economic] war'; and the repositioning of economic groupings may help minimize disruptions and instill some sense of stability

What is happening around the world today reflect Man's ego - the "Thucydides Trap" - refers to the theory that war is likely when a rising power threatens to displace an established power, often leading to a shift in global dominance

Instead of global cooperation, blocs of countries, lead by the Alpha-leader, challenge another for dominance

The Alpha-leader also demand undivided loyalty, payment of financial tributes and isolation of  'common enemy', imagine or otherwise

It is best to do nothing & avoid being caught in the crossfire; stay neutral 

Nothing is permanent; infinity is abstract

P Trump and E Musk were the best of buddy; E Must fund his presidency campaign and he won. He positioned him into his inner circle but today, they are after each other's throat ~ the most powerful man versus the richest man

Goh JH, son of ex-PM GCT, lost a legal suit and was held liable for $146m. On his appeal, he was found not guilty

Quote - "It ain't over 'til (or until) the fat lady sings"

In this period of uncertainty, opportunities 危机 abound  

Do Not rush, stay calm and calculated 发呆是一种艺术

If it must be yours, it will be

 

 

 

 

 

 

Tuesday, May 20, 2025

Prelude To Stock Market Gyrations

in turbulence, opportunities abound...

It is already late May 2025 and many lives are disrupted and the questions on many people's mind are; will there be [more] aggravated wars, economic disruptions, inflation or recession? Global capital markets had suffered a set back in March/April period [1Qtr], though recovered, but many are still reeling in agony

P Trump's on-off tariffs and erratic executive orders is putting lots of stress and pressures on all & sundry

USA has pushed Europe into a siege amongst themselves; to be or not to be

Russia and China are forced to close rank while the rich MidEast nations have to 'pay for their protection' against potential aggressors, without antagonizing US, Europe, Russia and China   

You can expect less(er) disruption until August arrives & nearer (where) the Total Lunar Eclipse, circa September 7, 2025 ~ another financial shock is highly probable [plus/minus weeks]*

*The technical charts quarterly cyclical lows are January, April, July & September

Between now to end August, traders will have a field day but, BUT, keep tight stops [likelihood to pen another analysis nearer the 'fateful' date]

Everyone wants to make money/profits but few are willing, and discipline, to do 'homework'/analysis

The stock market is a device to transfer money from the impatient to the patient - Warren Buffett

There is no lack of opportunities 危机 In my boredom & listlessness, I read to discover new possibilities and mend my inadequacies 

书中自有黄金屋,书中自有颜如玉

Knowledge is priceless; may not be useful now but it shalt be of use some day

The martial artist trained earnestly not to pick a fight but, if need be, he protects himself and his properties with his preparedness when exigencies present

Be there, done that; have a story to tell

I make no attempts, nor claim to be able, to predict the stockmarkets. I do technical and fundamental analysis, sprinkled with lots of commonsense and psychology; I look for values in investing

Like everyone, I learn to stand up after every fall ~ when you fell into a hole, stop digging

Between now to mid-late August, I am a range-bound [dips & rise] trader; no fanfare, no emotions

On a bigger picture, you cannot ignore P Trump - his words & his actions send seismic vibrations across the globe but, although he is a tough bargainer [not negotiator], he can settle for less  

The warring factions and nations will ceased fighting if the supply of weapons stopped 

The world is nearing self-destruction if nukes fall into the hands of a 'madman'; he has no sense of equilibrium

Let wisdom and the level mindedness rule

 

 

 

Monday, May 12, 2025

When You Need To Talk

 when the heart is heavy, it is ...

Sometimes, your heart is loaded & you have lots to share or pour out

But, it is not always possible ~ audiences are not readily available neither appropriate at times

The bloated heart sometimes bleed with glee as it releases emotions in dreams

I have, and will still, lengthen my dreams to enjoy that moment of happiness and exhilaration ~ a harmless indulgence

On the same page, I will awake soonest to estop nightmares 

Mother Nature has no limits in solutions

不是做不到 而是还没想到  

Trust GOD to provide answers ...Oops! HE is busy at times though

Take a walk, cycle, enjoy a long transport travel aimlessly, get lost in the uncharted terrain; do whatever fits. A clear mind works wonder

When the mind wonders, let it wonder - free it

A running heartbeat could be due to fear, love, shock, passion, and/or even discovery ~ the tinge of emotional alarm ringing

The heartbeat and the breathe - whichever stops, life stops

I tears easily, not because I am weak but because my heart overflows with genuineness and compassion

I can take punches but I will never tolerate character assassination; it is better to die with honor than to live the life of a coward and accuse    

Time is slow when you are sad and fast when you are happy   

Friends, no friends, few friends ~ whatever! Be the brave one, be ALONE

没有永远的敌人也没有永远的朋友 自有利益

Not all feelings need to be shared  

In this ever changing ecosystem, you need to be fleet footed or, remain calm whilst awaiting the situation to stabilize  ~ an un-emo heart and a calculated brain help

Remained unmoved by your surroundings as gossips, innuendoes and hearsay undermine confidence

Whatever and however you feel, do not be generous to share you feelings; the envious plot to exploit you, the jealous seek to expose and gossip about you but your true friends will avoid you

When you need to talk, confide in the AlMighty; HE will absorb your excesses and keep them ~ humans will always gossip

You need not live like a hermit; keeping quiet manifest peace

 

 

 

Sunday, May 11, 2025

Truths, Lies & Half-truths

empathize but don't sympathize ...

Some people deserve their consequential poetic ends

Nobody know the 'real' him/her as some facades envelop "Jekyll and Hyde" completely but Karma keeps perfect records

Stockholm Syndrome ~   Stockholm syndrome is a coping mechanism to a captive or abusive situation. People develop positive feelings toward their captors or abusers over time. 

You may pity, and be concerned, but the victim believed in his self-induced narcissism and lives in a silo, away from reality ~ there are niceties ad ignorance  

When you know it is untrue, lies and half truths yet you accept it as truths, you have pawned your life to the devil 

 

因果轮回 ~ 不是每一个人都可以帮【除非你要(能)扛他人的因果】do

Man proposes & GOD disposes ~  do your best and leave the rest

In "Careless People", author Sarah Wynn-Williams was right to chase her dreams and created a job position out of thin air. She docked a job in FB, devoted her time and life (almost died) to climb the corporate ladder but ...she didn't draw red lines or base lines and ended up packing when she was near the top

Trust NO one when you are fighting to gain steps up the corporate appointments - everyone is your competitor

Use any means and methods toward your targeted pole position; any mercy may mean 'squid game' end

Knows when to quit ; it's best to quit when you are at [or near] the top. Be there, done that

We arrive alone, naked and crying and someone gave you the first bath

When you leave, some others will cry and a someone will give you a final bath

You can't change the world unless you change yourself yet everything that happen around you may affect you

The earlier you realize that being alone is better than be in bad and wrong company, the less disruptive your life will be

 

 

 

 

 

 

Monday, April 21, 2025

Lesser Said Is Wisdom

the less spoken, the better...

The compacted time and space have made silence more than golden; brilliantly golden orange

Quietness, alone and emptiness will be rare and sought after in the throes of noise and disruptions

Being able to travel alone, be alone and remain alone restores sanity and stability

I'd like to retreat into less crowded, fewer people, little vehicular traffic arena and live amongst Nature; the birds, bees, flora and fauna and almost nothingness

A good retreat, the outside world & WiFi-less environment, shalt booster the mind and body

I shalt will away all my worries and disturbances; nothing affects me as I adopt and adapt - the chameleon - whatever fits

Fight or flight isn't definitive; be prepared & ready to fight ~ Offense is the best defense 

Threatening to take actions is reactive, being prepared to counter-attack is proactive and more definitive 

The 'poison shrimp' is small but the bigger enemy will die swallowing it 

Mental health is the pilot of societal norms while the sane mind, if disrupted and disoriented will crashed 

Peace be with you/all

Soon, leveling down will occur and more will benefit and be given chances to climb the social ladder - a billion divided into thousands benefit more lower level commoners 

[Steve Jobs had >$10bil when he died and NOBODY can help him carry his illness. If he had spent half his wealth feeding the poor, underprivileged and sick, for all you knew, a [or a few] may volunteer to donate their organs to keep him alive and extend his live]

Wealth without health is a greater curse

It is better to be alone than in bad company. Sometimes being surrounded by everyone is the loneliest, because you'll realize you have no one to turn to 

The curse of the Stock Market

Many don't realize that the stock market rewards the brave, who are far and few in-between

When the crowds rush in, it is time to get out; it's being alone and right, not loneliness

When the market crashes, everyone disperses and that's loneliness

The recent cliff-like drop in stockmarkets have recovered and while many were hurt, some new winners emerged 

Consolidation and range trading will be the norm but "be out" by mid-August/September; it may pay handsomely to keep short positions by then

The rich is never short of friends but the poor seldom get invited

Be yourself and need not envy

I am learning; trying to learn and put into practice ~ avoid friends with motives and schemers

I'd wriggle into my cocoon and hibernate soon and let the turbulent ill-winds blow by

I am getting tired, maybe burnt out - swimming against the tides of resistance

If you don't hear from me after one month, I could have expired but I have lived my life to the fullest ~ moment by moment 

In GOD, I trust

Man proposes, GOD disposes

I shalt return stronger






Thursday, April 10, 2025

StockMarket - Trappings & Opportunities - Looking Ahead

everyone wants to make money but few wants to do homework...

Much written in my blog, "Brave The Changes", dated 3rd March, has unfolded and is still progressing

Stock contagion began in mid-March and mothballed into an avalanche recently

A multitude of reasons caused this downswing, the key factor being tariffs/protectionism

But, the writings were in the charts; a tool some laughed at while others dismissed as unreliable

In my minute world, the charts are an aggregate of mass psychology ~ herd instincts and responses

Like the pendulum, equilibrium returns after space are spared and time has lapsed

The capital market is an imbalance, imperfect market ~ the tug of war between believers and doubters, stirrers and provocateurs, with 'manipulators' in tow

Over valued markets make way for fair and under-valued ones ~ the smart money smell their way to safer heaven

It's very difficult to predict when the next recession or stock market crash will come. Don't despair amid the inevitable setbacks, especially during a crisis in the market. 

You are as brave as you are not geared; only invest your excess funds

In the house of cards, nobody survive after the collapse

When it comes to investing, nothing will pay off more than educating yourself. Do the necessary research and analysis before making any investment decisions - Benjamin Franklin

Never plunge in blindly into any investments - you save 100% if you never participate

It's not whether you're right or wrong that's important, but how much money you make when you're right and how much you lose when you're wrong - George Soros ~ Cutting loss is as important as riding the profit(able) uptrend 

52 Weeks High/Low - Index

DJIA                45,073/36,611

S&P 500          6,147/4,835

Nasdaq            20,204/14,784

Nikkei              42,426/30,792

ASX                 8,615/7,169

FTSE                8,909/7,544

STI                   4,005/3,136

HSI                  24,874/16,044

FTSE Bursa     1,684/1,453

IDX Indon       7,910/5,882   

SZ Index          11,864/7,908

Crystalball Gazing

There will be short term rebound and for those who have been, or dares, bottom fishing. There will be meaningful profits - nobody goes broke by taking profits - markets reward those who are prepared and brave. Turbulence are trading opportunities [long or short] 

It is not surprising to see (if) the market testing the recent lows after the rebound. When sense and level-mindedness return, market recovers into 3Qtr. Mid-August & September will be another testing moments (total lunar eclipse)

Do your own homework and assessments. It is not difficult to pick winners but it is easier to loss yourself in the noise, gossips and speculations

Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas - Paul Samuelson





Monday, March 31, 2025

Life Is ... Yours To Lead

Is there life after work...

We work to live and not live to work

In early times, people hunt, fish and farm the land for food; there were enough to go around

As commune formed, exchange begun whereupon the excess food were swapped signalling the beginning of barter trade. Life was a breeze ~ eat, drink, procreate 

天地人 ~ Heaven, Land, Human

- Heaven observes and rules but never speak and acts as the equalizer

- Land (Earth) provides the abundance; farm it, mine it or simply live on it

- Man is given the freedom of choice

Earth provides for all, Man and others, to coexist and live harmoniously and in peace

With specialization and industrialization, overproduction and the unconsumed turned into waste

Raw materials were wasted and rubbish churned with excess food production wasted as those in need did not receive and many were left famished; the great imbalance begins

Industrial wastes contaminate the Land

The 'Thinking Man' becomes selfish, seek dominance and greed brewed, marking the beginning of self-destruction : Man against Man, neighbors against neighbors and family against family

Survival of the fittest shifted from animals to Man ~ whereas animals kill for food but Man kill for game and dominance

Fast forward today. AI and robotics are supposed to make Man's life easier and safer by taking over the more dangerous & hazardous works, the repetitive & mundane jobs so as to release Man to 'enjoy life' and harvest & enjoy the abundance of Nature

Not the reality though ... will leave this to another time

Everyone is running towards the end [of life] although nobody knows when his is due

Yet, many are running around like headless chickens, chasing their egoistic goals against chasing an achievable dream

Dream big is a motivation but you've to get up to work on your dream and do it within your capability and control - management 101

Above all, everyone must be healthy; no amount of money can buy health

Without health, nothing can be achieved; [quote - Steve Jobs - February 24, 1955 - October 5, 2011 -  died as a billionaire, with a capital of 7 billion dollars, at the age of 56 from pancreatic cancer, and here are some of his last words... "At this moment, lying in bed, ill and remembering my whole life, I realize that all the recognition and wealth I have are insignificant in the presence of imminent ... money - but you can't hire someone to carry the disease for you]

We eat to live and not live to eat. Let us do the necessary and live life to the fullest

You are as good as your final breathe

Find something to fill the spare time, be it hobby, friends or simply, meditation

Alone is not loneliness and empty is not void

The Supreme, the top person, the absolute leader and the many successful persons are almost always alone ... alone at the top




 


 


Thursday, March 27, 2025

Change Or Not Is Not A Choice

change takes time; not changing takes forever...

When you seek heedlessly, the chances of failures increased as potential risks lurking around are not notice

When the day is 'washed out', the phone doesn't ring, nothing seems right, leave everything aside and take a break ... a long walk helps change the eco imbalance

When you return refreshed, Qi flows easier, the heart is lighter and the Mind is clearer

Keep a balance of  your Mind and Body

If you are charging like a headless chicken, only self inflict destruction awaits

You can't achieve anything without an end goal ~ & the direction is more important than the goal

Start with the right direction & half the battle is won

The Concept of Wait

姜太公 ~ catches those who are willing

守株待兔 ~ wait vainly [one swallow doesn't make a summer]

We can not wait blindly, without plan & purpose and expect windfalls

Luck is where preparation meets opportunity

Where land meets shore, new opportunities arise; no where will the sky meets land nor sea

The wealthy, the powerful and the influential fight to dominate the world but they cannot live in a sea of poor

Without the farmers and the peasants workers, where do they find food and supplies? Surely, they don't want to roll up their sleeves to farm the land and soak in the sun  

Opportunities go to those who are willing to 'sweat' for a few cent more

Nonetheless, Do Not overstretch your limited capabilities ~ do everything within your ability

The peace of mind & good health are blessings that no money can buy

When the world changes, we need to try to fit in but there is no need to search for a crack in the puzzle just to fit in ... do whatever fits & survive to tell the story another day

Dead man tells no tales

Youthfulness is a capital whereas mid-life is influenced by experiences. As you ride into your 60yo, you have a choice to stay out or continue treading the old life paths but void of taking unwarranted risks

To be indifferent means that you have no emotion, no life, no love, no interest in something which another may base their life on by 'loving' it. No expectation, no sufferance

Going with the flow minimize to zerorise resistance.  The resistance to the unpleasant situation is the root of suffering - Ram Dass

When you realize nothing is lacking, the whole world belongs to you - Lao Tzu

 Accept the inevitable and welcome the changes; it can only get better

Never give anyone the advice to buy or sell shares, because the most benevolent price of advice can turn out badly. Share this Quote Francois de La Rochefoucauld
Read more at https://www.brainyquote.com/topics/benevolent-quotes

Never give anyone the advice to buy or sell shares, because the most benevolent price of advice can turn out badly. Share this Quote Francois de La Rochefoucauld
Read more at https://www.brainyquote.com/topics/benevolent-quotes

Never give anyone the advice to buy or sell shares, because the most benevolent price of advice can turn out badly. Share this Quote Francois de La Rochefoucauld
Read more at https://www.brainyquote.com/topics/benevolent-quotes



Sunday, March 23, 2025

Inner Peace

suppressing emotions is the surest stress accumulator...

Relax, relax ... is the easiest word that can relieve the mind and body

But, few can achieve the indepth Zen feel

I want to walk away from the hustle & bustle of life, the 'intense disruptions' and retreat into my little corner to hibernate, recharge & be reformed

I don't live in fear and I always want to be prepared, for the better or worse ~ holding the bull by the horns is the best approach

Fight or flight; the truth is "if you don't fight, there is no chance of flight". Winner gets to write the rules

When your chips are low, lie low. Spend within your means and cut your cloth according to your size.

Don't give too much thoughts to "life is short", "negative gossips about you and your capabilities", "you should do this, do that, blah, blah..." These are all hollow, non-beneficial ideas

Man are creature of habits and any change inevitably involve lots & lots of efforts and 'shedding of the skin'  

However, most will only change if forced upon by circumstances

Change takes time and effort. Anyone who have changed forced upon thyself seldom return to the old self; it's either he flourished or is decimated 

Be prepared, be ready ...read widely, learn new skills that are closest to your heart and someday, it will come in handy and help you change your life and fortune 小船怕风浪 大船转弯难

In this turbulent times, stay calm and calculated, be prepared, let the ill-winds blow pass and only pounced when the situation is clear(er) 

There is no Hero; all Heroes are dead and read in classics ~ live to fight another day

To most, we do not know what tomorrow brings but being prepared and adequately equipped, achieving success is a tad easier

It is always more difficult to change, especially jumping into the obliquely unknown; eg from being an elite commando to a monk, from being a Prince to achieving buddhahood 

You are braver than you believe, stronger than you seem, and smarter than you think - Christopher Robin

I am as mortal as the next person and I can accept that the world will never be equal nor fair 

In this journey to side track the ever changing world, I seek to opt out to watch and let the ill-winds pass, to let the situation settles, but if still unsettled, at least, to get used to the new normal

We need not fight every battles but must fight to win a war; the war from within ~ the inner peace

When the Soul is tired, seek refuge

All shalt be well




Monday, March 10, 2025

Be Calm @Interlude


being too aware of yourself may not be good...

As I consciously ward off negative energy and ringfence myself against external, unpleasant forces, I find that I need the Power of AlMighty and his protective shield to lighten the impactful ill-winds

It is a conscious effort to ignore and stay indifferent 静心

The peace achieved is overwhelming - an aura glows and envelops the physique   

Being indifference to your environment shield you from unwanted disruptions and distractions

Gossips, fork-tongued misinformation, bad reviews and opinions, if allowed to manifest and influence your thoughts and actions, will destroy your judgements

The most important thing is to enjoy your life—to be happy—it’s all that matters - Steve Jobs

Never allow the ill-winds to sway your moods

There will always be someone who wants to see you fall; envy is the worst enemy

Always go with your passions. Never ask yourself if it’s realistic or not - Deepak Chopra 

Dare to dream opens your options and choices but 'do wake up to work on your dreams 

The future belongs to those who believe in the beauty of their dreams - Eleanor Roosevelt 

Changes in a turbulent 2025 will surface fast and furious and most events are least expected or totally unexpected

A calm, level minded person will be able to avoid the full impact of the turbulence and changes, with minimal to nil effect  

This apply to financial gyrations and aberrations too

Be cool, calm and calculated ~ the future is awaiting your harvest

 



Monday, March 3, 2025

Brave The Changes

attitude is definitive...

Epic signs of negative responses surface during lunar eclipses ... 14th March is the Total Lunar Eclipse

Generally, the financial markets suffer the brunt of reactions and disruptions; not necessarily on the exact date, 14th March. At times, the fateful events take place plus/minus two weeks

Need not be alarmed; what's bad for one could be good for others 危机

Change, if organized, is less disruptive. Unexpected events are disruptive and a catalyst for major changes and rethinking 

Oil crisis [in the 70s], Black Monday [late 80s], Asia financial crisis [97/98], 9/11 [2001], world/US financial crisis [2008], Covid [2020s] ... just to name a few & all drastically changed the world, going forward

2025 is no exception; P. Trump is certainly a standalone catalyst

Europe will see substantial changes if it wants to decouple with USA. 'It may be dangerous to be America's enemy, but to be America's friend is fatal.' - Henry Kissinger

Europe/EU can not afford to support nor defend Ukraine unilaterally & it's no wiser to let Ukraine joins NATO   

P Trump is wooing Russia to pressure EU, in particular Ukraine, to pay and pay more for the security umbrella yet 'stealing a balance' with China

The game played among USA, Russia and China will determine how the world evolve while G7 & BRICS will challenge each other for economic influence and superiority 

Expect speedy changes as information and misinformation and deepfakes rule

We can not control nor dictate changes but our steadfast positive attitude will overcome many a challenge

Night breaks into day as day will slide into darkness; hold every thing constant, retreat alittle, watch the changes pass ~ no hurts will last

Human cannot challenge Nature and the wrath of Nature are unstoppable ; step aside and watch it pass

In  GOD we trust and HE will stand by you

Positive attitude will save many a drowning person

The stock markets are not meant for the weak and those in a hurry

Keep enough cash to ride through the untimely challenges



Saturday, February 22, 2025

2025 Is A Year Of Opportunities Sprinkled With Uncertainties

it will take more than IQ to succeed in turbulence and disruptions...

2025 starts comically with P Trump wanting to gain control of the Panama Canal, Canada and Greenland. he is serious though

Soon, he included Gaza and with overtures to(wards) Ukraine

In Singapore, the new PM, Lawrence Wong, presented the budget; transferring $6.4bil as rollover reserves, GST collections were up 23.8% to $20.6bil [will probably have a surplus of $1.5bil even without the increased of 1%-2%]. There were multiple sources of revenues as SG is run like an INC. Worse (or better), increased costs of living were marginally offsetted with vouchers, rebates and 'handouts', sprinkled with more infra-projects and potential import of foreigners... voucher dependency will/may lead to a clutch-mentality. An independent Singapore means Singaporeans are Able & Capable to fend for themselves and build their dreams and aspirations 

Singapore started being involved in industries that were labor-intensive, to manufacturing, to high tech and high finance, but today boosting GDP today meant importing more foreigners[labor]  and attracting supra-HNW billionaires to add to the population. Alas! true blue Singaporeans are traded like digits

Malaysia has attracted loads of PRC investments with it's newfound membership with BRICS. The special economic zone linking Johor/SG promised to bring billions of investments and businesses to JB, especially with the high speed trains links

Indonesia is fast replacing India in the "I" in BRICS

The high speed rail line that flow out of Yunnan/Kunming to Laos, through Thailand, traveling into   Malaysia and Singapore will be a great multiplier

Europe, if their apron string with US is cut, will enjoy greater independence, growth and opportunities. After Eastern Europe joined Western Europe, economic opportunities rise and hopes blossomed; it's a shadow of her past  now

While China is restrained and restricted by US and her allies, SEAsia will bloom and as more use SEAsia as the springboard to the global markets, 危机 opportunities spring at every nooks and corners. Singapore can be a niche player by acting as the 'Financial Capital' for SEAsia and 'oiling' the regional countries and economics

I have shared that "potentially there will be crisis of sorts by 1Q/March and again in 3Q/September, plausibly caused by financial degeneration and reorientation, warmongering and skirmishes and political horsetradings, not forgetting natural disasters

Be ready, be well armed with skills and knowledge that are relevant to the new era [needs]. Don't be despair, depressed nor anxious. Everything turn around in due course 

Don't blame nor seek others assistance for your problems ~ others only provide suggestions 

Break away from dogmatism and blind loyalty; your are on your own ...most times



Wednesday, January 15, 2025

2025 ~ Be Prepared, Be Nimble In The World Of Uncertainty

changes are windows to opportunities...

President-wannabe Trump has boosted confidence in USA and made many 'impossibles' possible. His winning of the presidential seat was an impossible made possible

WallStreet ride the rise and so did BitCoin and the US$

Lately, Europe's leaders are falling like bowling pins; Canada prime minister resigned, German Justice minister resigned and so did, Giorgia Meloni resigned as president of ECR,  France prime minister Barnier resigned ~ renewal of leadership allow the purging of deadwood ideas and create opportunities for new blood. Truth to told "Canada's Trudeau resignation brought about loud cheers"

BRICS brought in new members, the latest being Indonesia whilst Singapore & Malaysia/Johor set up a Special Economic Zone

January 20th, Trump will be sworn in as 47th President of USA, with loads of uncertainties; he wants to 'take over' Canada, Greenland and gain control of the Panama Canal, exacts tariffs from almost every one/country, 'thumb down' China, stop the Ukraine war and 'forced' the release of hostages held by Hamas ...the list is endless

The only constant is change and changes bring opportunities 机会与 危机

2025 is a year of opportunities albeit uncertain

It is not easy to change the macro-environment but the micro-environment can be tweaked小船怕风浪 大船转弯难

Expect major gyrations in the stock and commodity markets; either way there is money to be made ~ you can short the market in a downfall or buy in the upswing

Luck is where preparation meets opportunity ; you need not be gutsy but you must be prepared

It is best that all the uncertainties happen early in the American presidency just as Europe undergo changes with their heads of states. WHY? If the storm must come, let it come with ferocity; when the dusts settled, reconstruction begins 

There is marked differences between USA and China and European Union[EU] and Association of South East Asian Nations [ASEAN]

Both US & EU are developed nations whereas China & ASEAN are still developing countries. If you have climbed to the peak[top of the mountain], it is time to 'walk down' 

There are about 5bil people in Asia in a world of slightly more than 8bil; demand for basic to mid-high(er) end goods and services have lots of room to grow

The next 20-50 years is the Asian Renaissance 

The US, together with her Allies, will try to disrupt the Asian Renaissance and to cement their dominance. Their economic embargo and trade restrictions had dented Asia's progress. Asia, including Russia, will seek alternative trade partners away from the hostile West. By the way, EU is cracking up and many has refused to live under the shadows of USA

Further supporting a demanding US, the West/EU is cutting their nose to spike their face; global trades will slow and become polarized and fast becoming 'vassal states' of US

Any philosophy, be capitalism, communism, socialism, is bad at it's extreme. The world is suffering because the rich control and hoard many resources, leaving the poor to struggle. The world will be a better place if the rich release more resources to be shared with the masses, creating opportunities and harmony via sharing

If Man refused to share, GOD will level down and redistribute the resources ... 2025 is the leveling down era and a sea of opportunities will surface  

Brave the difficult and uncertain near-term & be there when the good times return

[If your had missed the opportunities in the years past ~ 1986/87, 1997/98, 2003/4 2008/9, 2020/21, fortunes is smiling at you again in 2025/26... after the 'destruction/downtrend' comes 'reconstruction/uptrend]  




Stockmarkets Timing Is Arts, Not a Science ~ Be Aware & Beware

the more uncertainties, the more opportunities 危机 & volatility... Many stock markets had tested new highs recently The investable assets...