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Tuesday, March 1, 2016

Karma Is Waiting ~ Some Day The Final Clean-Up Arrives

busy, busy busy...over next to nothing

Why do I spend so much time helping others, advising others and receiving next to nothing?
Not that I am expecting something in return, which I never, but I have been hitting the walls often
Either I am taken for a ride or I am taken for granted
I did not react nor do I complain; alas! how long can my patience and magnanimity lasts

I see many seizing opportunities, even for the slightest reward
I notice many chanced at glory
Is this greed or vainity? Guess, it's plain selfishness
The desire to grab is greater than the willingness to share

How is it that gracious Societal norms decay to this extent? Or, am I the 'last soldier' holding the torch? Alas
The increased costs of living, the expensiveness of almost everything and the need to 'compare & compete' with the Joneses seem to be possible reasons
The Elites ringfenced their parameters and opportunities ; birds of a feather Flocks together
The crumbs on the table are for the commoners

How do you expect society to be gracious if the apex top-sliced and leave little in the food chain?

The need to survive is as much as the need to grab and move ahead
The false prophets who leads by 'Lip-service' aggravate the situation
The selfish leaders keep the food chain short and flat
Who's to blame when the Society's fibers tear? Does anyone really cares for many will take flight

The rich cannot live in a sea of poor as no building stands long without good, broad foundation
I may be the 'last soldier' in the queue but some day, somehow...
Fairness will be in the levelling down
I have been there, done that

Eventually, death is the leveller

I am no savior nor angel
But, my conscience is crystal clear that if there's Karma, I will be around to witness
I do not subscribe to the saying that 'do good and you will be rewarded...'; as I am a living proof
Some day, somewhere soon...sufferings will stop when greed and selfishness stop

The day may be when God commands a final clean-up

The time is ...I do not know

Wednesday, February 10, 2016

Every Good Deserves Another Chance

Mother Nature cares for everyone, big & small...

There is a price and time for everything
Just as day & night changes, good and bad will change too
The toughness is in the waiting... 

Despite wearing two pieces of jackets, I was freezing 寒冷 to death and praying for day break in HK some years ago; alone and lonely
Who will ever believe that the weather in HK can be so torturous and understand what I went through?


It's spring time again and the flowers bloom and the birds tweets
CNY ~ Monkey(Chinese New Year) is here and events are as volatile and unpredictable as the swing
My firm believe, assertiveness and assuredness were, at times, shakened
I learnt, and is still learning, to 'do nothing' while the cosmic forces are turbulent
I wait out as the fundamentals haven't change
The toughness is in the waiting...  

The Total Solar Eclipse falls on the 8/9 March 2016
     As in most previous Solar Eclipses, the stock market rally
This year opened with major downswing that even the 
       Capricorn effects was muted
 

There is a cyclical movement that dictates UPs & DOWNs, bloom & doom ; no different in the stock and commodity markets. After years of growth, slowing down is a norm.  Some day, some how, the sky brightens again

I argue adamantly but not blindly, we will enjoy a short term reprieve
The market shall rebound...& soon indeed
Let there be 'light and view' ~ the alley may be narrow but it will be wide enough to save many
I am the incurable optimist

Don't worry, be happy
If Mother Nature cares for the little nooks and corners, all things big and small
We are in good hands
In God, I Trust....cash is a given

Be there when the tides return...





Friday, February 5, 2016

SockMarket & The Monkey's 72 Challenges (72变)

there's bull's blood all over the global stock markets...

Capricorn effect fizzled out this year 2016
In my 10th Dec 2015, I talked about the re-rating of stockmarket and commodities
The downturn was as expected but the intensity of sell-off was kinda of unexpected

What's next?

A re-visit to the charts clearly show some divergence: price decline versus RSI rise
This is a clear sign of an oversold market and should be rebounding...soon
The liquidity push/pull momentum will create an equally strong rebound

Throw Of A Dice Or Read The Charts

(This is NOT an investment advice nor is it an inducement and encouragement to trade/buy/sell. If you have any doubts, please consult your  lawyers, brokers, bankers & professional advisors)
 
DBS, OCBC are ready for a meaningful rebound while UOB had an earlier start
Cheapies Ramba, Forise, APAC, even "bombed-out" Koyo looked ready to 'rise to the music'
SingPost, Tritech seemed to be turning the corner with SMRT leading ahead
SembCorp and Keppel certainly has seen some of the worse sell-down; an early upswing looks imminent
M1 & SIA charts are looking for a breakout
ComfortD, Genting S & Capitaland will need alittle nurturing before interests return

There is a high probability that recovery is in sight following the intense sell-down.
However, the unstable and lightening growth prospects may mute the upside. Nonetheless, like buying 'big-ticket' items, it's not whether it's cheap or expensive, it's the 'feel good' effect that will moves the buyers.

Beware and be Forewarned

The stockmarket is a conduit to/of value investment and not a casino
Your choice of which stocks to buy, sell or hold is as personal as your inner garments; only you know

STIC 2623                            DJIA 16,416
KLCI 1662                            S&P 500 1915
HSI 19,288                            Nasdaq 4509
JCI 4798                                SSE Comp 2763
N225 16,819

Happy Monkey-CNY

Everyone wants to make money but few wants to do their homework. Stop monkeying around and start planning ahead...Good Luck

(This is NOT an investment advice nor is it an inducement and encouragement to trade/buy/sell. If you have any doubts, please consult your  lawyers, brokers, bankers & professional advisors)




Monday, January 18, 2016

Every Day Is A Challenge

be the lamp unto oneself...

If there's light at the end of the tunnel, let's walk faster
Why not light up a match instead of waiting for daybreak
Get all that you wanted done when light is abundance as you will make hay while the sun shines
Spring & Summer provide Nature's light, energy and hopes
Autumn is a signal to slow down while Winter is for hibernation, recharge and relax
Even Nature makes provision to slow down

The calm mind is light in your life

It is easy 'To DO' or 'Not To Do' something
It is difficult 'To Abstain And Not Do Anything'
The poor struggle to seek their next meal
The rich choose to 'fight' for their next million$
The Mid-Class try to embed their position yet climb higher
The oddities of living        
 

Contentment is bliss      

We came unannounced and crying
We leave without announcement & others cry
He who has many houses and another who lives in a 'pigeon hole' can only sleep on one bed
The wealthy have many luxurious car but, in a traffic jam, his car is as useless as yours
When it's time to go, the squarish hole on the ground measured equally...'death the leveler'

It is not smart nor nice to compare misfortune but it's good to be inspired

I was lost and I found my way
I returned with a vengeance and turned 'losses into wins', 'hate into indifference, then likeable' and recoup some ...
I was very discipline when down but 'a little too courageous' post-recovery
Back to licking my wounds, I retreated into my cocoon & it dawns upon me that "...It is difficult 'To Abstain And Not Do Anything"....'

I have my fair share of 'WINs & LOSSes'
What I need is to have 7 wins, tolerate 1 loss & have 2 draws
Tomorrow is never promised but everyday I aspire to greater achievements
Living to fight another day

How do you tame your fire within?

Do something
Do nothing
Abstain and do not do anything

The wise shalt learn over time
Fools repeat it
And ...the Lucky ones avoid









Monday, January 11, 2016

To Do Or Not To Do?

...before the next teardrop falls

I have never worry about my life in my toughest growing up time
Why? There's simply no time for worry as survival out-time and out-live worry
It was the search for food, living, roof, clothes ; nothing sophisticated
The everyday living of an ordinary man

I have no time to complain; the hungry stomach simply forbid
It's not about me...but, my family ~ basic survival was not so basic afterall
It was a struggle
I have never regretted those tough days; my character was cast through the fiery baptism of fire

I just Do It...long before Nike
During my time, it was a luxury to have BATA ~ Buy And Throw Away ~ 哈哈
I wanted to continue studying but my family was poor; if I study, there's one source of income short
It didn't stop me from studying at Lambaga night classes

I...I went on to collect a few papers over the years
I started as a rookie before rising to 'make waves in my industry..'
I had seen it all; been there, done that
Today, I have different battles to fight

I have contributed my fair share to charities and charitable causes
I have help many around me; close and far
I had fight for rights & causes
But...what I get in return will easily dampen anyone long before the tomorrow's sunrise

I am not complaining

I am just asking God to bless and relieve & empower me to weather through...before the next teardrop falls

I am running on low batt...to give up is not the normal
I cannot be challenged to the next cliff-fall; unlike before I will fight back
I fight to win; I do not 'just fight'
The brutal truth is 'attack is the best defence'

It's the fight in the dog, not the size of the dog

I guess, it is time for me to fully demonstrate my ability & capability
The days of keeping below the radar is over
I am who I am
It is no more about 'If" but "when" shall I relive my glory

...hopefully before the next teardrop falls

Be Happy : Sometimes, It's Not A Choice

the sun rises and sets faithfully, except on days of heavy rain & snow...

Good and bad shall come and go
The world of 7 billion++persons is as varied as the globe; unknown, unexplored and unable-to-comprehend
In the name of God, conflicts arise
If God is good and great, why is this world filled with conflicts and disharmony? Umm, it's a human doing, not the works of God
The well-being of everyone is for us/ourself to maintain and uphold
Let bygones be bygones

Whatever you think, you become
If you immersed in red color, how do you expect to surface in blue, white or black color? Do whatever you want but be prepared to face the consequences or enjoy the fruits of Luck



The toughness and roughness of life is manageable
But, if it's troubles from your loved ones...it gets worse
The deliberate cause of troubles and disharmony must be unplugged
It's only going to be very unpleasant; but what choice have I? Irregardless, some thorns must be removed

I am as human as you
I may be able to tolerate and forgive
But, how long and how far can my patience stretch? Worse, if it snaps

Nobody should test another to extremes

Do not trouble troubles and troubles will not trouble you

Go with the flow
Follow your heart
There is no 'free meals' but if you care to work towards your goal, you will succeed

This is an olde house and many avoid it
How relieve, relax, undisturb and happy can one be (compare to high rise building)
I longed to stay away from disturbances & in this humble abode

A peace of mind is worth many ounces of gold

Every endings is also the beginning of ...
So, just continue your journey 天天难过 天天过
 Be HAPPY as always

Saturday, January 9, 2016

Oddities Of The Past Is Well & Alive Today

...there is no perfection but new problems replace older issues

Did it occur to you that COE prices for cars fall because more are not able to buy new cars due to restrictive financing schemes and they are relegated to buying motor cycles instead. This squeeze is slowly making 'older' motorcycles owners out of their turf ; true/false?

Those prying questions relating to 'Costs of Living' issues somehow disappeared after the General Election. Between then and now is 3 months; were all the problems resolved magically during this immediate past?

HDB/MND used to run, maintain and keep Singapore clean efficiently and at lower costs until the arrival of Town Councils. Why did we relegate our elected Lawmakers/MPs to run town councils like that of estate managers? Surely, this run against the theory of economies of scale...

If our public hospitals are charging near private practices prices, then why do we need public hospitals? Some of the prescribed medicines are more expensive than pharmacies outside! If, and since, our public hospitals are as expensive as private estabs, they should be making as much money as the private ones, if not more.
And since, public hospitals are built with taxpayers' monies, shouldn't their earnings be distributed and/or medical costs be cheaper?

Why is there a GST on water tax? What Goods & Services did the 'Water Tax' provides?

SIA and other charged additional Fuel Tax/Fees when oil price was in the upswing. Why were the charges not reduced nor eliminated in today's cheap fuel environment (Oil is $33 versus $100+ previously)

It was reported that Central Banks frowned on declining/cheap commodities prices whereas, in reality, cheap commodities allow more poor/poorer access to basic food/grains and lower the costs of production.
Why do you need Central Bankers to lord over you? Or, are these Central Banksters/Gangsters?

Why did US finally allow export of US-oil and ARAMCO may be seeking listing when nothing of such were contemplated when oil was more than US$100++?

Why did SGX breakdown and micronise Buy/Sell quotes to help 'small investors' only to insist on 'consolidation to minimum of $0.20' in order that the main board ListCos can remain on Main Board? What the purpose/wisdom of having 100-shares Board lot 'across the board' regardless of current values; does it make sense to buy 100 shares at $0.001?
Helping small investors or indifference by SGX?

The West/US have been trying to dictate the fate of Mid-East countries. Now, Mid-East is so messy and anarchy rules such that many refugees/migrants are fleeing to the West to seek harbour in their 'safe heaven'. Of course, they also bring along their problems, fanaticism, 'hates' and culture.
Now, the West are basking in their own 'Karma' and consequences.

Many countries are experiencing aging population and the elders are somehow not wanted (reads UNwanted) nor welcomed in their own land by the younger citizenry. Omigosh, did the oldies brought upon themselves by giving births or have they overstayed their usefulness?

The US is a nett debtor country yet the most sort after currency is "US$" 

...the lists goes on.......................

Monday, January 4, 2016

2016 & Beyond

set your goal and move towards...

It is so warming to read about failures turned success stories
But, why would I like to walk into failures then success? I'd like to skip...& reach success; No "IFs" and no "BUTs"
The world loves a winner
The highlights of these famous persons are exception
How many can truly shout out loud as the humongous failures are all drowned in their sorrows...voiceless

I do not buy into this 'failure is the mother of success'
A fail is a FAIL by any definition; few get second chances
I am not a pessimist nor an escapist
I am just being REAL
Who can stomach repeated failures without any tinge of success? Not me!!!!!

We need HOPEs to be able to move forward
Prayer alone doesn't quite help

This is NEW
As new as the beginning of every year 满夫过海
So long as I have not drown in failures, every waking hours is a HOPE
It is hopeful that any little tinge will crystalise into reality 
May the force be with Me/Us
What will 2016 brings? 
That's a load of answers but I only need to crystalize my goals, others aside 

It's not selfishness; if I cannot swim, how can I jump into the sea to save a/another drowning person? 

A broken man is a broken man
It takes more than money and prayers to 'resurrect' his spirit and dignity
He is not asking for hand-outs but a helping hand to lead him out of his 'darkened life'
Many will not understand the meaning of darkness, a weakened Soul and the collapsed of dignity
When you are living well, spare some thoughts and freebies to the fallen and less fortunate

Speak and comment with care and 'a heart'; it does not make you smarter nor greater to 'add salt to injury' with unsolicited character assassination



The new year 2016 is here
May your choice of future and your goals be achieved
Everyone has a dream; wake up and chase
Follow your heart

 
 

Tuesday, December 22, 2015

Before The Last Curtain Is Down

how much life is left and how fast time flies...

How I fought through this whole year 2015 without much success
There were plentiful to do but...despite all the possibilities I seemed to 'hit the wall' ~ everytime
Was it Destiny or was it plain unlucky? I believe I am always Lucky
If Destiny is preordained, attitude can change destiny
Oh! that's what I always say

How much more punches can I take and how long can I sustain? I have been solving others' problems
Omigosh!
Can I seriously weather the challenges and come out unscathed? I always think 'nothing can stop me'
Of late, I am getting tired
I am afterall... a human
Will I last until Spring arrives?

Did I meet my Waterloo?
I fight like there is only one winner ~ thats, ME
I speak with authority & assertiveness at seminars and private presentations
What's stopping me from my Victory, my rewards, my accolades, my dues...?
I am almost drained dry of my energy
My drives are getting weaker & the challenges harsher

I am always ready; physically, mentally and well prepared for my next 'surprise'
I fight to win
The days of winning are near
Before the last curtain drops in 2015, I shall close a deal, as always
I am ready...ready for victory

My journey was a drag
I am almost a spent force
But, I have been always able to sustain until the next victory
This shall be the same, as always
The sweet taste of VICTORY....soon


December/Winter

a timely reminder that as winter draws to a close, Spring comes...

What's the value of time?
To the young, it's hope
To the mid-age, it's their future
To the aged, it's a walk in the park before returning 'home'

Time and tides wait for no man

It's disheartening to read that 'aged' is viewed as burden, immobility, dependent and everything negative!
In S. Korea, the suicide rates increase as age increases 60..70..80...are we (in Singapore) any different?

Haven't the younger ever realized that aging is as normal as sunrise and sunset?

I have met many elderly who still mix around with their cohorts & the common albeit happy acceptance is 'death is the only norm' ...."哎呀,我们以前4座做满满。现在一座坐不完“
It's not about death; it's about the quality of living and the dignity as death comes a-calling
December like winter, as it is about aged, shall pass!

Youths start with “满夫过海” the journey of hope
As you grow and go, you add...
The more you add the bigger and heavier you carry & with every success, you offload.
There are victories and a few defeats if you are lucky; as most taste defeat long before the sweet smell of victory abounds

If I'm given 'Smartness' or 'Lucky', I'd take 'Lucky' anytime!

When you are tired, don't quit
Slow down if you must
Rest if necessary; if it's too heavy, let go some
Letting go is the key to happiness
Letting go 放下 is not giving up 放弃
When the heart is content, happiness flows

春夏秋冬 Spring, Summer, Autumn, Winter
Spring like youth is filled with hopes, aspirations and everything nice
Summer is where efforts when properly, relevantly and appropriately applied will sow the seeds to the future
Autumn is harvesting time and preparing to rest and retreat; the poetic 丰收时辰
Winter is the time to reminize, recall and re-strategise ....& rest

Tomorrow is never promised

I had tried everything that I needed done in 2015
There were many misses and a few minor victories but I did not live in vain
I gained experiences; can you say the same?

Today, I continue to plough the fields (of opportunities)...

Monday, December 14, 2015

Stockmarket : Potentially A Bright Spark In The Short Term

The economy is backsliding and deflation is staring but it's kept 'inflated'...

Strange outcomes can be derived with the mix of politicians, businesspeople and lobbying groups. When commodities prices were high, runaway costs pushed prices higher, costs of living increases and 'growth' were reflected in the buttressed numbers aka GDP.

Is there anything wrong with cheaper factors of production (commodities)? NO!

But, every other articles you read (nowadays) mourn the drop of oil prices, the weakening freight rates, the cheaper commodities...why?

The Wall Streeters are trying to tell the Main Streeters that 'deflation' is bad for the economy. The truth is, banks and financial institutions are flooded with loan & derivatives backed by inflated assets (as prices eased) and bonds of huge corporations related to Oil & Gas, Properties, Commodities, including sovereign borrowers. 

If 1997/98 & 2007/08 financial crisis are bad, the next one will be more destructive; we are sailing into the eye of the storm.

There were screams of uncertainty and pains as the world stock markets swing down. But, what have change fundamentally? Nothing!! The expected rise in interest rates is 'Expected'! It is the financial writers, coaxed on by parties with vested interests, who are trying to 'talk up' the market.

My take is:

~ There will be a re-rating of the stock markets
~ Financial writers will pen fresh ideas that 'cheaper commodities prices are good for the global economies as cheaper costs of production will reignite demand
~ The evergreen smart monies will be looking for safe haven to 'place their bets', that is, invest
~ NPLs and sovereign flops will be allowed to die and debts forgiven (political influence pay for such follies)
~ In the event of war or proxy wars, fresh demand will be generated due to reconstruction and repairs
~ Brick & mortars businesses will re-invent themselves and deal via e-Markets & a whole host of new industries will florish

Following the re-rating and a paradigm shift, the stockmarkets will enjoy a healthy rebound into 1Q/2Q 2016

In the short run, Singapore will ride her lucky star into a global re-positioning, funds allotment and asset allocation : funds will find their way here as we are the last 'safe haven' conduit for Asian wealth.

I am concern of a late turn-down towards late 2016 as the 4-Year cycle low falls in. In the longer term, the 10-Year cycle low comes a-calling in 2017

Enjoy and experience the short term reliefs.

Good luck; happy investing and trade with extreme care...When you make your bucks, please spare some to the less fortunates




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