Surviving On Little

save & stretch the dollar...

How to, & why do you, save when inflation kicks in where your $1 today buys $0.80 next month? The meagre interest rate of 0.5% pa offered by banks doesn't help neither does the stagnant income

The million dollars question is "is it better to be able to buy something, expensive though, than not able to by anything even if you have money"? This only applies to non-necessities

Where necessities are concerned, you get lesser because your money shrinks while the rich grumbles about their lower real purchasing power

Why did prices of goods rise despite the dampening of global demands by Covid? It is the unfortunate cycles of mismatches: the abundance produce were trapped & undelivered when Covid hit & lockdowns begun. Producers distraught by inability to distribute & sell, cut supplies by destruction of existing stocks and reduced production. Distribution channels were further paralyzed by the breakdown of logistics flows

Oil is >$80; why so in a globally slowed economy? Production is struggling to match recovery in demands from low(er) as many idle fields need to restart

Costs of living is spiraling up despite stagnant income and unemployment & underemployment

Inflation almost always hurt the poor man first as real income falls

How to find the cheapest, fair quality "Buys"? With so many eSites, do a spreadsheet on the items from the various sites to draw comparison - cheap doesn't mean poor quality. Buy whatever you need, not want

When you lower your expectations, you have lesser disappointments

The world will spin whether you like it or not, alive or dead

Many are complaining about the ever changing policies, including restrictions & termination of employment of the unvax

Jab at your own risks also mean you must be given a choice - the choice of say "NO"

Who will pay for any medical eventualities, if at all? Yourself; that's why the "NO" must remain sacred  

Eat & spend within your means and buy what you need, not what you want

The financial markets in US have enjoyed years of rises, growth & bountiful prosperity whereas markets in the East are undergoing monumental correction

Were smart money finding heaven in the West where money makes monies & where hard working production make meagre returns in the East? The root to this is perception

The West buys into the future & spend ahead of time whereas the East is the global workshop toiling to provide for global demands

When reality hits & the house of cards collapsed, pains and blood will flood the street

Cost push and demand pull economics shrink real purchasing power; inflation rears it's head

Leveling down allows those lower down the food chain to catch up

But, you'd need an "anarchy of financial armageddon" to redistribute wealth more equitably 

Lines at soup kitchen grows, unemployment & underemployment are the new norm

Stretching the dollar to survive will be the new norm before more can be saved & accumulated in the recovery phase

Lie low, keep going, stay healthy and sane...the lights will return

Fleet Footedness

 change like a flip of a coin...

Time is the best friend; it bury & heals 

Like an almost empty vase, drips of water fill over time & experiences accumulate

The best is yet to be but the world continues evolving even if you stop or quit

Time and tides wait for no man

Pains will heal but scars remain; the subtle memories of experiences past

Overcome the past & conquer all eventualities or be a victim upon circumstances

Nothing is too hideous to swallow when life is at stake as dead man tell no tales

Leadership, like a dead fish, rods from the head & it's stench is smelt miles away while the underlings suffer the fallouts

Choose your friends and leaders wisely as many are just passers-by; 浑水摸鱼 they'd 'top slice' the choicest piece

November 2021 is here despite tough and uncertain beginning - time flows - good or bad

Be slow to judge, slower to comment and offer an endearing ear - listen patiently & attentively

Life will never be the same when a dear one departs; it's a chapter where possibly one lead character exits & whatever is left are fond memories

Walk away from lies, half truths & misinformation

Never volunteer too much personal information nor get too involve in anothers life emotionally

When no emotion is involved, decisions are more logical, stable & resolvable yet contained

Stay away from vindictive, selfish, self serving, greedy & suspicious characters as it's too tiring defending the indefensible

Bernard Lawrence Madoff, an American fraudster and financier who ran the largest Ponzi scheme in history, worth about $64.8 billion, said "The whole government is a Ponzi scheme”. He was at one time chairman of the NASDAQ stock exchange

Don't blame the conman, the politicians, your friends...learn not to be gullible & have wishful thinking

“You’re either lucky or blessed. Which would you choose? Me? I’d choose clever.”  ― V.E. Schwab, A Conjuring of Light

How fast we adopt & adapt to changes, more often than not, determine the outcome - the desired result when crystalised is a result of our efforts

We may change with the circumstances or push through our thoughts but we must never change the Laws of Nature, that is, somethings need time; from pupae to butterflies, from buds to flowers, then fruits, the changing of tides & wind directions...

In the last 20years or so, the world's leading stockmarkets have soared & any major drop is followed by recovery into new highs; Man has taken this as a norm

COVID has disrupted the/all norms

In uncertain times, be patient but fleet footed

Trust no one with your life & relies on instincts... the 6th sense