Tuesday, September 30, 2014

When Things Go Wrong

I have been a lighthouse to many...but

I commented on many issues, especially those affecting the less well-off, poor, sick & underdogs.

1) Why build mechanized parking system when you can build taller/higher flats & leave lower levels for parking eg The Pinnacle? 

With taller/higher flats, you will also save Bt Brown, save costs & spaces.

2) why increase ERP charges to deter use of cars if by incentivizing car pooling, car sharing & fringe carparks reduced the number of cars on the road?

3) why spend $400mil on foreigners (scholarship) & tell Singaporeans Uni education is not necessary. Besides, Singaporeans pay fees (could have been free if the $400mil is redirected) to study?

4) why pay higher fares for MRT breakdowns & crowded buses/trains instead of rewarding good performances?

5) why select & elect your MPs & complain that your grievances, voices & needs are not met? You have decided & you 'live by the sword & die by the sword'!


All my thoughts and suggestions lead to no where. It's best to action my thoughts than to make comments.

I am a witness to the implosion in my beloved nation soon

Wise Words




人生1条路:走自己的路;
Life is a journey that few, if any, can help

人生2件宝:身体好、心不老;
Good health and 'forever young' feel give vibrancy to life & living

人生3种朋友:肯借钱给你、参加你的婚礼、参加你的葬礼;
Bosom friends are few - they lend you a helping hand when in need, attend your wedding when life is complete and send you off on your final journey

人生有4苦:看不透、舍不得、输不起、放不下。
It's not easy i)to forgive & forget ii)to release iii)to loss yet retain dignity iv)to let go

人生5句话:再难也要坚持,再好也要淡泊,再差也要自信,再多也要节省,再冷也要热情。
Persevere, Moderate, Confident, Thrifty, Magnanimous

人生6财富:身体、知识、梦想、信念、自信、骨气。
Physical, Knowledge, Dreams, Confident, Righteous

Monday, September 15, 2014

Stockmarket & Eclipses

Will the Lunar Eclipse cause another catastrophe in the financial market or the world at large - Oct 8, 2014 Total Lunar Eclipse?

Eclipses during year 2014

2014 - Following the low in Jan/Feb (Capricon Effects), market rebounded but still got wiped off most gains nearer April.

After the July 3rd/Q cyclic low, market continued the rise. 

Will this Oct 4th/Q-cyclic low be dominant or dramatic as it coincide with the Total Lunar Eclipse? 

My gut feel is 'there's going to be coincidentally sharp correction especially those markets that i) have seen new highs ii) are seeing high or near high. Even those that are weak, further drop is not totally unexpected'. It's best to consult your lawyers, brokers and professionals for their learned opinions.

Do Not take my word for it.

Market travels in cycles. Every upward or downward trends may be interrupted and change course; trade with care. 

Health Care, Allied Health Personels, Doctors, Hospitals & Such

...health care has become health scare

It is not nice to fall sick; I suppose 'no one wants to fall sick' & to say 'staying healthy is the best way to keep health costs low' is speaking the obvious.

Instead of addressing and rectifying the shortcomings of things that were not done correctly, it was the usual 'the grass take time to grow', 'honest mistakes', 'pay more for better services', 'installing traffic light to show extent of crowdedness in MRT stations', 'at least the patients get warded & have spaces sleeping in tents and corridors'...

Are these naiveness or indifference?

How or why are health costs higher & climbing? The possibilities ;

1) increased in number of people (population, both local & foreigners) seeking medical attention but the number of doctors, trained allied healthcare personnel, nurses and infrastructure lack behind demand

2) unnecessary tests and procedures

3) excessive prescription of drugs

4) medical tourism in public hospitals

5) budgets for health care & support is lacking and inadequate

6) Where Govt &/or restructured hospitals and the health ministry is profit-centric (profit maximization)

The passing of health costs &/or the costs of medicine and treatment to the population is decidedly cruel. Why shouldn't the State cares for the sick and aged? These people have duly traded their youth in nation building and contributed to nation via taxes, done national defence (NS) and are committed Singaporeans. There is no doubt that sickness and diseases are blind and hit anyone even those who constantly remained upright, healthy and live a comparatively healthy lifestyle.

Will the Medishield Life helps? Maybe, but with a pre-planned excessive surplus and reserves in place, everyone will be burdened, save for those who can afford it. There must be an honest and sincere intent to help the sick, a deliberate attempt to lower health costs & a compassion to see that the well being of the populace is taken care of; passing the buck is NOT!

Am I ultruistic and unreal? No

I am speaking now that I can. I wouldn't want to be the last man speaking about my concerns when I am at deathbed.