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Sunday, April 24, 2011

I Always Win

The trophy is always mine and only I can disown it ... 

Open your eyes, open your heart
It make things possible

Contest your inner self and move the envelop... alittle at a time
You will conquer and overcome the perceived difficulties over time

A successful person moves ahead, count his blessings, take what comes, meander his way out of difficulties and arrives at his predisposed goal

A person who starts with doubts, ends in agony and losses his orientation; such battles were lost before starting

Give yourself a/the chance that nobody will
Give yourself a break before you breakdown

A promise remains a promise until delivered


No one is in control of your happiness but you; therefore, you have the power to change anything about yourself or your life that you want to change 
- Barbara de Angelis


Life is about ATTITUDE

Friday, April 22, 2011

Anxieties

Anxious for results, differing expectations, timing differences or simply 'out-of-luck'...


When you are born, your parents were anxious that you should 'grow up quickly' instead of enjoying your babyhood aka their parenthood

When you are 10, its all about schooling and grades whilst your parents worried about gearing for the house, car and other material acquisition

As puberty arrives, they worry about the birds and bees, the wrong company you potentially may get into, the modern day addictions like internet... these being the passing route of growing up; it the natural order of growing up

At 20s and 30s, everyone joins in the 'Worry Game'! You worried about career as your parents too. Money becomes part of the worry or/as in 'lack of it'...

40 is the golden age for the successful; its a 'hockey stick' jump! You come of age and success beacons and shines like the lighthouse guiding the aircraft carrier over narrow straits, the 'haves' and the 'have-nots' still trying but not knowing where is the end game

Hitting 50, its your turn to worry

You takeover the worrying issues that once bogged down your parents; health, harmony, money, a place in society, the imminent parting of dear ones... and take on new ones

Break the 'Anxiety' chain

Whether you are poor or rich, we live through lives with many expectations and challenges
The lesser your expectations, the lesser the setbacks, the lesser you need to worry

Do your best and leave the rest

Do not worry yourself to the grave
Take whatever comes; you need only one meal a day to survive and excel 

The rest are bonus

Man Proposes, GOD Disposes

Wednesday, April 20, 2011

Gold and Gold-wannabes

All that glistens is not gold, but gold will lead the change and charge...

The financial crisis, the dollar weakness, massive debts
The collapse of the West; Portugal, Italy, Iceland, Greece, Spain...
Small and smaller banks collapsed like flies dropping dead in flights
Big banks that are 'too big to fail' were rescued at taxpayers expense

What confidence and faith can the World at large depend on?
Who can the World relies on for leadership and avoid financial disharmony and collapsed?
Who rates the rating agencies that grade others?

China is the poor nation with more than 3trillion dollars in reserves
USA is the rich nation deep in debts
Europe rich is supporting her decadent, dependent fellow-countrymen

Aboveall, the World is flooded with liquidity and hot money

Is money the answer; if yes, whose money is worth their value on paper?

GOLD

When all else fails, GOLD will shine

Watch a new era unfolds...

Inflation will fan prices of properties, commodities and the general class of assets when real value of money losses its shine

Only social disharmony and disturbances can, and will, cure the ills of inflation; the political-will to tame inflation is lacking.
A short-term sharp spike in prices will create gapping spread between the Rich and Poor, the 'Haves' and the 'Have-nots'.
A hungry man is an angry man
A hungry, riotous crowd will forcefully shift prices sharply higher, then lowered after the chaotic hiatus

Gold triumphs in chaos
When PEACE returns, prices will collapsed to more earthly level

Ride the cycles...

Sunday, April 10, 2011

Sick

Falling sick is not a crime neither does anyone ask for it...


When you fall sick, pray, and ask if, its curable
If it is, complete the treatment and take your medicines
If its not but containable, take your medicines and go into damage control
Change your lifestyle and adopt changes to minimize deterioration

Most importantly, do not slide into your cocoon and avoid the World at large nor engage in self-denial

Seek cures in alternate medicine if mainstream fails
Most people don't die from their sicknesses; they worry themselves to the graves
If all else fails, there is still HOPEs...

It is expensive seeking treatment可以死不能生病
But, no man will die because he is poor
Its best to remain fit and healthy...but, alas! sometimes its Sophie's choice

When you are sick, get back to basics; sunshine, water, rest, air, exercise and diet
Worrying is poison to the mind, medicines act as antidotes 


Live as normally as possible - a stress-less state 

In a disordered mind, as in a disordered body, soundness of health is impossible - Cicero

Friday, April 8, 2011

Days Of My Life

Some days are made longer than others...

Sunday is shortest; with sleep-in, siesta and laze

Monday is just as short; starts early, coffee breaks, gossips, lunch, review last week's work and planning this week's work

Tuesday is work day; start working, take a break, finishes last week's work... this week has yet to start

Wednesday is really a working day

Thursday is spent thinking of how to finish up this week's work and also planning a 'stowaway' for the weekend

Omigosh, TGIF; its Friday again! Finish up what was started on Wednesday, early beers, break for the weekend

Saturday is HOLIDAY, rest well, play hard...

The week repeats itself

Its Tough Getting Started... why complain when you only need to work one day in a week? Happy working...


Work to Live, do not live to work



Wednesday, April 6, 2011

Rewards and its attendant ill-effects

In the World of the Blind, the one-eye man is the King...

Who determines whose life?

When you don't pay, underpay or overpay the employee, the result is equally disastrous ...
- don't pay : nothing gets done
- underpay : something get done but incomplete
- overpay : nothing gets done because time is spent protecting his own turf, cooking excuses and shifting responsibilities to others 少做少错,没做不会错

The is a limit to rewarding materially for good work or a job done well

Money alone is ineffective as too much (rewarding luxuriously) of it brews complacency, 'I know best' attitude, thoughts of being indispensable, devious schemes to keep others (and other ideas) out... the ills are not dissimilar to the Emperor without clothes; "worship the Paymaster and kill the disquiet challenges"

Excuses take the place of reasons
Inaction replaces initiatives
Ring-fencing and power grab breed contempts

Is money the one and only motivator? No...
- Ask Gandhi, Lech Walesa, Sun ZhongSun, Ho ChiMin...
- Ask Bill Gates, Warren Buffet, Zhang ChengFei, Li YanHng...

You may be born poor but don't stay poor
Entrepreneurs are born but few manifest into successes
Leaders are born but few make it to great respectable stature

钱不是万能;没钱万万不能。

Work with passion
Die for a cause
Eat to live and NOT live to eat

When you force/make the World to eat out of your hand
Beware! 
Someday, your hands will be bitten 

Thursday, March 31, 2011

My Life Made Simple

I eat to live, not live to eat...

We are born different, made differently and have different paths in our journey
Our roles are so different yet we will cross each other's paths one time or another
Nonetheless, nothing will be too dissimilar nor homogeneous

Your Truth is not my Truth and my truth is not your Truth. Water gives life but not form - Bruce Lee

The bondage that we have and carry will lessen as we give up humanly desires and belongings
When the Mind is clear, the Soul is enlightened

You will see clearer and attain inner peace when you give, forgive and deliver without motives nor asked

Motherly love is saintly
When Mother Earth roars and pours, misery abounds
Death is the Leveller - rich, poor, emperor or pauper, young, old, powerful or lame
From dusts to dusts

Like water, our Providence has no definite paths nor form

I like to be alone but loneliness is fearsome
I want to give up materialism but I fear hunger
I want to retreat and reside within my Beliefs/Religion away from humanly distractions but ... alas! Life is so simple yet complex

I am the Simplex - a simple person with simple wishes and earthly needs but caught in a complex world order

Live & Let Live

Wednesday, March 30, 2011

When You Are Emotionally Charged

Emotions know no boundaries...

When you are angry, walk away
Never reply when provoked; nothing good can come out of it
Finish your draft reply, saved it and re-visit it a day or two later; it will save you alot of agony trying to do damage control

A gambler will bet his fortune, including his last dollar
A garbled mind cannot reason so how can it ever win? A fool and his money will soon part

A dead drunk may find his way home but he will never know how he manage to get home nor which route he has taken

In a quarrel, nobody speaks well of the other party
If you can separate the 'goodness' and doubts in the other party, a quarrel is as remote as finding the needle in the haystack

Why are divorces bitter and marriages sweet? When marrying, you are blinded by love. When divorcing, you are all rage... alas!
If you don't marry, how to divorce
If you don't taste sweetness, you can't tell what's bitter

When the heart rules, its emotion multiplied
When the brain rules, its logic ad infinitum

There is no Right or Wrong answers and reactions

You just have to be prepared for, and to bear, the consequences of your actions ... and the reactions

The greatest goodness is a peaceful mind - Buddha

Never get Mad, get Even

Monday, March 28, 2011

"The road to Hell is paved with good intentions"

Man proposes; GOD disposes...

Nuclear power is clean and lasting but when it blow its top, it maims and kills

Consumerism stirs demand but Consumer Credit creates debts

Immediate gratification is satisfaction numero uno but wastes and side-effects are seldom thought through

Biofuels are ecofriendly but huge tracks of land and forests are cleared to plant the (raw material) supplies, making scarce of land that plant edibles

Disposables are useful but wasteful

Computerisation supposedly saves trees but scores of records are printed and safely stored

You use your Youth to pursue wealth and your wealth to pursue health

Youthful capital is expended to built a nest but most end up with the 'empty nest' syndrome

The heart drives a good intention, the brain is poisoned with greed and selfishness, hence Society perishes

Tuesday, March 22, 2011

Survival Of The Fittest, is this what we want?

I am not asking for handouts but as a matter of evolution and aging, most remain as 'fit as fiddle', able and capable whilst some aged, fall ill and become dependent.

Its a natural progression and definitely nobody's fault.

The young are dynamic, energetic, work hard, oblige the Laws and Regulations to serve the country and the economically able contributes to the national coffers in the form of taxes.

Subsidiary contributions come from GST, indirect taxes and other schemes in place.

All policies, likewise Communism, Capitalism or Socialism, when taken to extreme will have adverse ill-effects. It is imperative that constant monitoring, review, re-evaluation and  adjustments be made to make them relevant. Some re-tooling is necessary in the following:

1. Declining birthrate - The reality is that when the females are more educated, they are economically more mobile and independent and having more babies become secondary as time become scarce. You cannot turn time backwards nor forbid them to better and higher education.

Make medical and education free for children. In Dan Ariely "Predictably Irrational", it is empirically proven that charging cheaper does not always entice result against charging nothing at all, that is, when things are given free, the desired result is almost certain. This lessen the pressures in child upbringing yet produced a desired result.

2. Rising property prices - I agree its a function of demand and supply but the earlier benevolent practice of making affordable HDB homes available to first time, newly weds should continue. How can HDB prices be affordable if the tender for land is at or near market prices. If the cost of the factor of production is high, the end product has to be priced higher.

Make land available for low-cost (doesn't mean low class) public housing for first time, newly wed couples. A vibrant enclave can sprout out of this new town, laden with energetic, care free (read 'stress free') and ideals/ideas- filled citizens to experiment and create a world of their own base on their inspirations and forethoughts. Old and/or existing solutions cannot be applied; if it worked, the problem would not have existed!

3. Challenges from foreign workers and talents - When there is a sudden jump (from 3mil to 5mil) in population in a short period of time, problems inevitably arise. Humans are emotional animals and it takes awhile to adjust to changing environment. There will always some pockets of resistant and resentment especially those who find difficulties adjusting. Do not dismiss them as minority nor troublemakers. They have a belonging and a stake in the motherland too.

When animals in the wild find their territory encroached, they fight back. When humans find their territory infringed, they try to adapt. But, like in all society, some needed help to adjust.

It is also natural that when migrant workers/talents lay roots, they prefer people of their 'same kind'. Inevitably, some jobs will be given to their 'same kind' although there are relevantly qualified locals. These are not unfounded screams of the locals; it is a reflection that the societal fibres is under stress and snapping. Coping with changes can be scary at times.

Slowing down the intake of foreigners is only a fractional solution. There is a need to manage and prioritise employment. This is not protectionism neither is it a sign that we are weaklings! It is to demonstrate , in kind and in action, that ALL citizens' concerns are addressed and resolved first before others. Like any wholesome family, family members' well being come first; who wouldn't?

4. Greying population - Aging is as natural as day and night and it will happen to all; Japan, China, Singapore and others. Why call an aging population the 'silver tsunami' or equates aging to some negative pixel or likening it to a burden to society?

The elderly have contributed to the country and society, in one way or another, be it taxes, in kind or efforts, during their 'youthful' and healthy years. If nothing else, the elder countrymen have collective wisdom and experiences to share with their younger fellowmen.

It is my suggestion that the elders need to be taken care of (if not capable of taking care of themselves) and provided for in tax allowances (free from direct taxes if still gainfully employed) and enjoys free medical treatment. It is not to be viewed as welfare nor sympathy. It is to show appreciation and comradeship for their years of being with their motherland, for the better or worse. Will you leave your aged parents to weather in the wild? Filial piety extends to the State too.

Some may look at above as welfarism or with negative vibes, but allow me to say this; "the State and Society have roles to play and taking care of our fellowmen is not a choice but a necessity. If our fellowmen is as disposable as the plastic cup, then sooner, rather than later, we will disintegrate and disappear".

I have faith in our country and our leaders and I believe our fellowmen can distinguish between the 'empty promisor' and the 'deliverer'. Thinking out of the box is something, actioning it is quite another.

In closing, allow me to share this statement; "A State must act like a knife(刀), with the sharp end facing outwards and not like a sword(剑), cutting both sides".

 

Monday, March 21, 2011

Stockmarket & Calamities

Long after we are gone, Capital markets will still be around...alive and kicking

If you choose to change, you manage Providence
If Fate changes you, life is alittle more uncertain, not necessarily more miserable

Capitalism fuels stockmarket and materialism fuels consumption
Growth and the anticipation of better times spurs consumers demand whereas wars, calamities and social disorders cap the binge

Did the earthquake and tsunami cause the drop in stockmarket? Probably, but it is not a direct causation; it accelerate the corrective phase of an otherwise slow lengthy process

Events like 9/11, Chernobyl and Gulf wars are not unlike natural disasters

After the destruction and damages, come rebuilding, rehabilitation and growth. Corrections are necessary pixels that adjust for, and capture reality of life. . . since the dawn of mankind, Man has always been predictably irrational

It will take sometime to assess the extent of damages of recent time; the floods in Australia, earthquakes in New Zealand, Yunnan and Japan, social disorders in Middle-East ... Markets - insurance, equities, bonds, property - will adjust for/to the events

It is naive to think that Man will be rational and moderate in actions
History is filled with examples of great nations and civilizations rebooting and 'self-destruct' and starting with a new lease of life, not necessarily bad though

Boom, bust, recovery is as normal as Day & Night
Mis-alignment of economies, greed, suspicion, selfishness,  superior self-worthiness and 'to each his own'  prevented markets from functioning efficiently, sanely and in an orderly manner

Between now and the next couple of months, market will factor in above and adjust
For those who have exited the markets around November 2010 or about February 2011, well done and a well deserved 'rest'

For those who are licking their wounds, be well, alive and be prepared when the corrective phase ebbs

A Fool And His Money Will Soon Part

If luck is a market order, then being prepared is definitive

Money Vs Purchasing Power ~ WallStreeter Vs MainStreeter

the purchasing power of money determines ... WallStreet, as a whole, has risen and pulled-back momentarily. Every drops find new players; a ...