Money Does Wonders, Without Money I Can Only Wonder

What drives a gambler? He knows he will win
The more he wins, the more gutsy he becomes
The casino fears no winners but quiters
Ten wins can't cover one loss as when you win, you spend. But, losses come from your wallet

Tycoons are made & winners rule the stock market
Quiters get to keep their crown
Players never double or quit but increase their exposure via credit
Every rise multiply gains but every downswing doubly cleans

Nobody wins until he leaves the table or quit the market

When the chips are high, the smiles are wide
Friends abound & wines flow - feasting is a new normal
Crowd cheers you on

Frown, fears & tempers flare  as chips lessen
Friends turned foes while debts pile
Only dreams & hopes will cheer you on

I was their wonder & idol
Without money, I can only wonder...

Money makes the world go round
Without money only doubts abound

When you have cash in your pocket, doubts give way to confidence

I have a dream; I dream I am a simpleton
I don't chase money but I do welcome money aplenty
I need to spend freely, without concern about opportunity cost
Then, I am rich

Stock Market - New High Or New Sigh

Who knows best about the stock markets?

The bulls, the bears, the sheep or the ants?
The bulls make money on upswing, the bears shine on collapses & downswings while the sheep follow & the ants spread rumors, trade on hearsay & pay dearly for acting on misinformation.

Everyone wants to make money but few do their homework.

We have seen some meaningful correction, followed by a rebound. Will the rebound last, create new highs or tumble into the wilderness?

Looking at the charts, the best is yet to be.

Companies do not fail; it's the management. Prices trade & trend in cycles. What goes up will come down, vice versa. There are a lot to learn & everyday is new.

October is an exciting & exacting month with the best & worst performers happening over a small window of time.

October 2013 will recover & perform well into 1st quarter 2014; Market rewards the brave & those who are prepared. Been there, done that!

Good luck; if you make money, spare some for the poor & needy.

Friday - The End Or The Weekend

Working life is never the same with the net & web
Any day & every day is a working day
Stress comes in all shapes & sizes, every seconds of the day; likewise rewards
The blind sees light whereas many live in darkness immersed in misery instead of basking in glory

Small winnings, like droplets, fill the ocean
Count your blessings & whatever the Kingdom brings, it's never permanent
The first, the champions, the greatest will always be challenged; I happened to be the second best
It's my size in the fight that makes the difference, not my size

7 days, 24 hours/day
Work never stops, life cannot stop & I would not stop
I do not contest everything nor do I run away when challenged
I pick & choose my fights

Winning is everything but I win wars, not battles
I lie low when the chips are low & every return is a Strike & three strikes is a Turkey
Every moments is cherished & every breathe counts
Tomorrow is better & today's the greatest

Whether it's Friday, Sunday, Wednesday or any day
Time has been compressed & many are caught in the web
Give yourself the break
Take yourself out of the race

Whatever is yours shall be yours
Whatever is stolen, you pay more
Be humble & be grateful
Most importantly, be yourself

Any day & everyday is ......... The Beginning

Lone Ranger Without Pronto

When the baby is born, he must cry to signal life & it's beginning
CRY! Why cry when the rest laugh at his arrival? It's because life is a journey of struggles
The baby learns early that he must cry to get food & be fed
The screaming baby gets attention & gets what he wants

Without fears & worries, he walks, stumbles, gets hurt, stand up & walk again
His broken bones heal fast, his pain, if any, translates into worries for his caregivers
He is oblivious to worries
His curiosity motivates him to experiment & explore

Our lives are shape by the environment & everything around us
With maturity, cames carefulness & calculated risk taking
We learn to avoid pains & failures
We learn to eat humble pies, tell lies &/to survive

There is a motive in everything we do
We are motivated by agendas, goals & dreams
Winners take all & fallen stars aplenty
Success does not mean recess but success begets successes

Working hard don't always help & its not the answer but working smart leads to better results
Success is a lot of hard work, with large doses of luck
I have worked very hard with sprinklers of smartness
But, without luck, little can be achieved

I am the lighthouse & the light that glows within me is LUCK
Without the light, aka luck, I will be the darkest lighthouse
The Lone Ranger without Pronto (Luck) has a long journey to tread, alone & in loneliness
Whatever ... It's Luck that counts

Remember: if you don't raise your objection like a baby who cries to get attention, you will forever be downtrodden

Ask & it's given, seek & you shall find. Knock & the door opens for you
With luck in tow, everything is possible

October - When The Cold Wind Blows

It's getting quiet, cold & lonely
The wintry breeze is being felt, the ground is freezing & the leaves are withering
9 months gone & 3 months to go before 2013 disappears
I have the feeling of void, emptiness & hollowness
Another page to turn for a tire soul

I have enjoyed every spring & summer
Autumn is getting a little cold for my liking with winter creeping in
I used to love the cold, freezing winter; will this year be the same? Guess, I will know soon
I am tire

Tomorrow will be a better day

It's not the size of the dog in the fight; it's the fight in the dog
I will fight destiny & I shall win
The route to my goal is within me
I will shine in the darkest darkness as always

Being alone is not lonely
Emptiness is not void
I ... I shall sail freely in the ocean of uncertainty
To my chosen destiny ...
Beginning immediately

When the cold wind blows again, I shall take the commander's view
I shall pilot myself to my chosen shore ...I am the lighthouse

The StockMarkets - Swinging & Singing

Many want to make profits but few want to do homework...

Bulls & bears make money but the sheep are slaughtered; the bulls buy & the bears shot with the sheep following blindly behind.

Nikkei Index (NI 14,024) - NI ran from end Nov 2012 & peaked in June 2013; its in a corrective phase

Hang Seng (HSI 23,138) - HSI had a volatile year. It saw lows in Nov 2012, April & July 2013 and Highs in Feb, June, Sep; it is recovering from the major sell-down seen in June 2013

Straits Times Index (STI 3138) - Like most, the low was seen in Nov 2012 & peaked in June 2013; not surprise to see the STI hitting near low of 2800 points before recovering. A move above 3300 will see STI testing & creating new highs

FT Bursa (KL 1776) - It's tough breaking KL 1800; even if it does, will turn down from KL 1850

Dow Jones (DJI 15072) - DJI has been rising on an uptrend since seeing the low in Nov 2012. Downside risk of DJI is 14800, with an (aberration) push towards DJI 14000; a likely scenario but should recover well enough to test all time high.

S&P (S&P 1690) - Uptrend intact since low in Nov 2012; may pull back to 1580 before the next rise

Nasdaq (NQ 3807) - The most promising chart with upside 4000 potential; short term correction expected

Stock markets go in cycles and typically October is the most volatile. Any sell-down in October 2013 (very likely) will followed by a good upswing into November. Carry through run into beginning of 1Qtr, 2014, reflects trend continuation similar to that the last cycle.


The game is old & the players are new. 
Guess, we will have an interesting year ending (2013) & an exciting new beginning (2014)



This is NOT an/any investment advice and nobody should rely on this; if in doubts, seek advises from your professional stockbrokers. lawyers, bankers and the likes.   


Trade with care; if you make money, spare some for the less fortunate

Man build, Man destroys

It takes conviction & commitment to build the future
It is foresight & 'fighting to achieve' a cause that drives determination
No obstacle is too big nor onerous when life & death is fraught
In adversity, a new leader is born

Why don't successful companies last forever nor do successful families
It's not just adaptation nor creativity; it's values
When the right values, culture & practices are embedded
The roots of longevity is cemented

But, more often than not, when success gets 'into the head'
Nepotism, cronyism, 'yes-man ship' & groupthink seep in
The refusal to accept differing views & accept criticism are poignant in pre-collapses
It's the 'emperor without clothes' syndrome & compliance &  absolute obedience become the ultimate death nail

The first generation builds
The second generation strive for expansion, diversification & stability
The third generation enjoys & destroys
Death comes faster with incest, in-breeding & self-serving agenda

The furtherest views forward is only 'nose length'
Every honest mistakes is 20/20 hindsight
The best & ablest are 'yes-man' & groupthink prevails
How not to collapse into the wilderness


When leaders & their men becomes one
And dissenting views are frowned upon
The mass suffers

Is redemption near? Change will come, sooner rather than later

September - where I look back & found nothingness

It's Autumn
Leaves are dropping in preparation for winter; the survival instinct of Mother Nature
With lesser to no leaves, there is more retention of water - the life source

What have I done over three quarters of the year - many things but mostly chasing my own tail
Not that I am silly but I am chasing my dreams filled with hopes
Hope - the power that drives everyone towards a possible, not impossible but "I-M-Possible"

In this early hours of Sunday morning where many are still sleeping & resting
I am up & awake looking towards tomorrow
I stay awake to watch this world goes by; I guess, when the time comes for me (& everyone) to rest, its permanent

It's hope that motivates us
It's prayers that keep us warm & hopeful
It's in us to look forward to a 'blissful' tomorrow

I have 'been there, done that' with some setbacks but peppered with successes
Do whatever you want & do not look back with regrets
Forward & onward we progress as time & tides wait for no man

Tomorrow is beautiful
Today is excellent
Yesterday ...is over

Go! Chase your dreams & rainbows
Climb the highest mountain & swim the deepest ocean
Everything is possible in your life

There Are No Fools

Working hard is not the answer, you have to work smart
Many are highly paid but deliver next to nothing
Some talk their way up, some carry their 'boss' all the way up
Many resort to scheming ...

This world will never be fair
Not even the Laws of the land
Power corrupts; absolute power corrupts absolutely
Power, fame & money; once usurp will never be given up

In poverty & adversity, we fight together
In prosperity & growth, it's 'one for you & the rest are mine'
You can have more so long as you can pay
Where's the equity, equality & fairness? Reality sucks & stinks

Promises are made
Apologies are extended
Infringements are investigated
But, there are no rectification, ratification nor re-compense

I will complain & explain
I will offer constructive solution & suggestions
I will bear with it but...
Someday, I will action my thoughts to change destiny

If you feast & I am famish
If I have to eat out from your hands minus the dignity
Someday, somehow I will rewrite destiny
There are no fools

It is time to change, by hook or by crook
Change is the only constant


Everything is promised until delivered

Sometimes, We Worry Too Much...

My bamboo plants grow well and are green with fresh shoots emerging
I dutifully water the plants and added fertilizer
The taller ones bloom but ...the shoots floundered and were damaged by too much water and fertilizer
Within days, the shoots were damaged, then decayed and died
Too much haste, too much care and 'expecting speedy growth' is against Nature's clock

The butterfly has to crawl out of the pupae, rest and dry its wings before it can show it's beauty to the world
Fluttering in the wind, butterflies add colors to life

Many students worry about their results after sitting for their exams
Most pass & some with flying colors
Do your homework, be prepared and 'go for it'
There is no point worrying after sitting for your exams; the meal is cooked

Stop worrying and start living

There is no point worrying yourself to death
As you still have to face it when you are alive
But, when you are dead ...well, nobody worries at all
It's a closure - you bring along in your journey to the other world

So, now you know how silly it is to worry

The (Shadow) Class Struggle

..I am concern about you and your well being; trust me...

Is there a class differential in Singapore? That depends on who you ask, I guess. With 80% or more owning a house/HDB, even the bourgeois is confuse.

bour·geoi·sie

  [boor-zhwah-zee; French boor-zhwa-zee] noun

1.

the bourgeois class.

2.

(in Marxist theory) the class that, in contrast to the proletariat or wage-earning class, is primarilyconcerned with property values.

The working class is fast becoming a a struggling class in classless Singapore where rising costs of living is pushing them lower and lower on the affordability ruler. The stagnation to declining of income, coupled with more educated persons and professionals (PMETs), aged 40s and above losing their jobs, are putting pressure on the starch that holds everyone together for decades.

There is no real discontent nor challenges except the opposing 'noises'; (i)the promise of "we will prosper together" versus (ii)"you are prospering and we are sinking", with the latter getting louder by the day. It didn't help much with conflicting statistics - the official statistics almost always show a rosy picture but the netizens' sources almost always are able to point to selective reporting and deficiencies in the official numbers.

Why not call 'a spade a spade'?

Singaporeans can accept a frank, honest and sincere value proposition. What is it we have not seen? From fishing village, to being an entreport to high finance to gaming/integrated resorts; objections were always mild and the willingness to go it together is firmer than the finest glue on earth.

At the rate foreigners are coming in, its a fact that Singaporeans will become a minority in their own home; what's there to protect them as you would protect your homes? The locals do NS and have reservists' obligations while the foreigners come to feast and get free scholarships is/are an unacceptable equation. Charity begins at home; if you cannot take care of your own (kind), it's shallow and foolish to groom others in the hope they will stay and become one of you/your own!

There is no need, nor allow foreigners, to hide under the emblem "PR". Get it straight. PRs are foreigners. Let us have an honest and sincere relationship. Tell it as it is! Let us go back to basics:  

The Govt do what they are good at - Govern. The people works for their living and the entrepreneurs work on the multiplier and equitably pay their local staffs. Our domestic economy is re-engineered and rejuvenated and let the small industries and 'mom & pop' shops prosper manifesting more choices and opportunities for all.

Protect Singaporeans lives and livelihood. To all foreigners who scream 'xenophobic', allow me to say this; "pack up and go home and ask your own Government to open your door wide to welcome foreigners". We may consider coming to join you together with the 200mil globally unemployed.

When push comes to shove, if & when the locals feel helpless, 'impoverished', hopeless and ignored, many may seek alternative solutions just to ventilate and 'hope for the best'. What's it, I don't know neither can I predict. 'What the mind thinks, it becomes' - quote/unquote.

The future will be as bleak or as hopeful depends on our ability and willingness to re-engineer and share. The rich cannot live in a sea of poor as the more able must lead the mass out of this 'unequal paradigm'. Let us start working and stop bickering for a better tomorrow.

Strictly, there is NO anti-government elements but when & where policies strangle and the noose tightens, you get feedback and responses.

We, the Citizens of Singapore, .....